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5 free dispute letters
Pick the situation that matches your credit report, fill in the bracketed fields, print it, and send it. Each template is general information drawn from public sources — you stay in charge of what you mail.
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Add your name and email and this page confirms right here — nothing is transmitted.
How to use these letters
- Match the template to what is wrong on your report.
- Replace every [bracketed field] with your own details.
- Keep a copy of the signed letter and the supporting documents.
- Send it and note the date — the bureau's investigation window starts on delivery.
- Log it in the tracker so the 30-day clock stays visible.
These five are free with no monthly limit. The 3-letters-a-month quota applies only to the custom generator on compose.html.
Printable templates
The five letters
Each card gives you the full plain-text letter below the print button. Printing from a card prints that letter alone — nothing else on the page.